CRA Officer Job at Texas Partners Bank, San Antonio, San Antonio, TX

WkwvMWttbTM2UkdtaFU5N1l2ZWJsTkZTZ3c9PQ==
  • Texas Partners Bank, San Antonio
  • San Antonio, TX

Job Description

The CRA Officer is responsible for ensuring the organization’s compliance with the Community Reinvestment Act (CRA), promoting activities that meet the credit needs of the communities in which the organization operates. This role involves developing, implementing, and monitoring programs to ensure compliance with the CRA regulations while fostering partnerships with community organizations and stakeholders.

  • Develops the CRA program in conjunction with the Chief Risk Officer and the TPB CRA and Fair Lending Committee.
  • Implements and oversees the bank's CRA Programs and policies to ensure compliance with federal Community Reinvestment Act banking regulations to meet the credit needs of Bank’s defined CRA assessment areas.
  • Maintain an ongoing monitoring program which will provide management with timely information about the bank’s CRA compliance position and gaps in CRA delivery of services, products, and investments to allow management to modify its goals and activities as required to maintain a Satisfactory CRA compliance rating.
  • Identify, validate, and timely report all applicable loans for CRA, HMDA, and Community Development; work with appropriate business units to capture all reportable information.
  • Maintain and update the public file with information regarding the bank’s CRA performance, making it available to the public as required
  • Work in concert with the bank’s Training and Development Officer to develop and deliver CRA training programs for staff, management, and the Board.
  • Prepare for and manage CRA examinations conducted by regulatory agencies and internal audits, including collection of information, materials, and other data.
  • Serves as the subject matter expert of CRA laws, rules, and regulations by maintaining a deep and up-to-date knowledge of regulatory requirements, proposed legislation, and announcements.
  • Leads and coordinates the CRA and Fair Lending Committee by organizing meeting dates and times, setting agendas, and facilitating discussions – particularly those focused on the bank’s current CRA performance, goals, and opportunities for improvement – to ensure efforts support regulatory compliance and long-term community impact.
  • Develops and maintains strong relationships with community organizations, nonprofit agencies, and local stakeholders to identify credit and community development opportunities that align with the bank’s CRA strategy.
  • Act as a liaison between the bank and the community to ensure the bank remains responsive to community credit needs, particularly in low- and moderate-income areas.
  • Maintain CRA-related software for reporting and analytics.
  • Any other duties as assigned

Requirements

  • Bachelor’s degree or higher in related field of study. Minimum 7 years relevant experience in complex banking environment. Management background and demonstrated leadership excellence required.
  • Experience with external examinations for community banks preferred
  • CRCM or related certification preferred
  • Strong knowledge of Fair Lending and Community Reinvestment Act regulatory requirements
  • Strong communication skills
  • Ability to read, analyze and interpret government regulations, trade journals and legal documents.

Job Tags

Bank staff, Local area,

Similar Jobs

International Leadership Charter High School

High School Teachers (Math, English, Science) Job at International Leadership Charter High School

International Leadership Charter Schools is a high performing College Preparatory high school and middle school dedicated to providing an exceptional education to first and second-generation students to graduate college ready. International Leadership Charter Schools implements...

Remote Chat Support Jobs

Remote Message Resolution Agent - $25-$35/Hour - No Experience Required - Entry-Level - Online Chat Support Jobs From Home Job at Remote Chat Support Jobs

 ...Entry-Level Online Chat Support Jobs From Home Role Overview Were hiring for a...  ...changes before each shift to ensure youre working with up-to-date information. Write clean...  ...open the chat panel. Begin by resolving overnight email requests, then accept the first... 

Ascendion

Master Electrician / Foreman / Energy Marshal (Data Center) Job at Ascendion

 ...availability and support in the event of an emergency Participate in Weekly Safety and...  ...Monitor site works and record and report non-conforming work and drive the team for follow...  ...to applicable eligibility requirements: [medical insurance] [dental insurance] [vision... 

Kuck Baxter LLC

Immigration Paralegal - Litigation Job at Kuck Baxter LLC

Title: Immigration Paralegal - Litigation Reports To: Partner Supervises: None Classification: Non-Exempt Immigration law firm is seeking an experienced, motivated, and efficient Litigation Paralegal with organizational skills. Lead communication and ...

Bimbo QSR

Human Relations Generalist Job at Bimbo QSR

The Human Relations Generalist is a Champion of People, Diversity and Inclusion for the Plant supporting the Plant Manager and Sales BU, local leadership and hourly associates on three shifts and sales in multiple locations. The HRG is responsible for the HR function providing...